It’s like my highschool love life all over again!
Well not really.
As some of you know, I’ve been working in ‘stealth mode’ on a dot-com project for a few months now. A week ago I applied to Westpac for merchant facilities — ie the ability to charge Visa and Mastercard — today they said it had been knocked back.
I was beginning to suspect that they would knock me back when my case manager at Westpac, Gina, began to quiz me closely about everything I owned. Did I own a computer? Worth how much? Books? How long at my previous job? Any cars? Insured? etc etc.
She was trying her level best to do me a favour by beefing up my resume as a director, because there’s not much else to hang a hat on. The business was incorporated a few weeks ago and has yet to turn a dime because it relies on credit cards to do so. I own, approximately, diddly and squat. My parents reckon it reminds them of the old days (and the new days, perhaps) when you practically had to beg bank managers for a loan.
I suspect I could improve my chances by bringing in a director or two with really impressive resumes and assets. But I’m open to other suggestions. I know that some Troppodillians are banking types. What can I do to improve my odds when I apply again?